{"id":1382,"date":"2025-11-30T20:00:00","date_gmt":"2025-11-30T20:00:00","guid":{"rendered":"https:\/\/d66.nl\/velsen\/nieuws\/"},"modified":"2025-12-01T18:44:42","modified_gmt":"2025-12-01T18:44:42","slug":"starterslening-opnieuw-open-dankzij-inzet-d66velsen","status":"publish","type":"post","link":"https:\/\/d66.nl\/velsen\/nieuws\/starterslening-opnieuw-open-dankzij-inzet-d66velsen","title":{"rendered":"Starterslening opnieuw open dankzij inzet D66Velsen"},"content":{"rendered":"<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--30 wrapper__spacing-bottom-desktop--20 wrapper__spacing-bottom-mobile--20  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--14 wrapper__width-desktop--20 wrapper__width-mobile--24 wrapper__offset-large--6 wrapper__offset-desktop--2 wrapper__offset-mobile--0\">\n\t\t<h1 class=\"heading   heading__size--giant heading__font--serif heading__weight--regular  block-heading__heading\" id=\"nav-meer-kansen-voor-starters-in-velsen5996\"  data-nav-heading-mobile=\"Meer kansen voor starters in Velsen\" >\n\tMeer kansen voor starters in Velsen<\/h1>\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--20 wrapper__spacing-bottom-desktop--10 wrapper__spacing-bottom-mobile--10  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--13 wrapper__width-desktop--20 wrapper__width-mobile--24 wrapper__offset-large--6 wrapper__offset-desktop--2 wrapper__offset-mobile--0\">\n\t\t<p\n\t\tclass=\"paragraph   paragraph__size--big   block-paragraph__paragraph\"\n\t\t\t>\n\t\tDe starterslening in Velsen gaat vanaf 1 december opnieuw open. Daardoor krijgen jonge inwoners zonder eigen vermogen weer een eerlijke kans op een koopwoning. De heropening is mogelijk dankzij een amendement van D66Velsen, dat 1 miljoen euro beschikbaar stelde zonder dat het de gemeente op lange termijn iets kost.\t<\/p>\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--20 wrapper__spacing-bottom-desktop--50 wrapper__spacing-bottom-mobile--10  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--14 wrapper__width-desktop--24 wrapper__width-mobile--24 wrapper__offset-large--6 wrapper__offset-desktop--2 wrapper__offset-mobile--0\">\n\t\t<section class=\"block-related-post-metadata js-block-related-post-metadata\">\n\t<div class=\"block-related-post-metadata__content-wrapper\">\n\t\t<div class=\"block-related-post-metadata__persons\">\n\t\t\t<div class=\"related-person-info__wrapper\">\n\t\t\t<div class=\"related-person-info__item related-person-info__color--romanSilver\">\n\t\t\t<a class=\"related-person-info__link\" href=\"https:\/\/d66.nl\/velsen\/mensen\/raadslid-mike-rijkers\/\">\n\t\t\t\t<div class=\"related-person-info__image_container\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/d66.nl\/velsen\/wp-content\/uploads\/sites\/59\/2022\/12\/Mike-150x150.jpeg\" class=\"related-person-info__image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"related-person-info__meta\">\n\t\t\t\t\t\t\t\t\t<header class=\"related-person-info__header\">\n\t\t\t\t\t\t<h3 class=\"heading   heading__size--small heading__font--sans heading__weight--bold\" id=\"nav-mike-rijkers4619\">\n\tMike Rijkers<\/h3>\t\t\t\t\t<\/header>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"related-person-info__description\">\n\t\t\t\t\t\t<p class=\"paragraph   paragraph__size--small paragraph__weight--normal\">\n\t\tKandidaat 3, raadslid, campagneleider\t<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t<div class=\"block-related-post-metadata__meta\">\n\t\t\t<div class=\"block-related-post-metadata__date\">\n\t\t\t\t30.11.2025<div class=\"post-share js-post-share rs_skip_always\">\n\t<button class=\"post-share__share-button js-post-share-share-button\">\n\t\tShare\t\t<svg xmlns='http:\/\/www.w3.org\/2000\/svg' width='100px' height='100px' viewBox='0 0 24 24' fill='none'><path d='m8.684 10.658 6.629-3.314m.003 9.314-6.622-3.311M21 6a3 3 0 1 1-6 0 3 3 0 0 1 6 0ZM9 12a3 3 0 1 1-6 0 3 3 0 0 1 6 0Zm12 6a3 3 0 1 1-6 0 3 3 0 0 1 6 0Z' stroke='currentColor' stroke-width='1.5' fill='none'\/><\/svg>\t<\/button>\n\t<dialog class=\"post-share__dialog js-post-share-dialog\" aria-hidden=\"true\">\n\t\t<div class=\"post-share__dialog-header\">\n\t\t\tShare this post\t\t\t<button class=\"post-share__dialog-close js-post-share-dialog-close\">\n\t\t\t\t<svg 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1-1.654.392l-3.37-3.37a1.001 1.001 0 0 1 .392-1.654l5.052-1.685Z' fill='currentColor'\/><path d='m21.763 19.475-5.657 5.657' stroke='currentColor' stroke-width='2' stroke-linecap='round' fill='none'\/><\/svg>\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t<\/dialog>\n<\/div>\t\t\t<\/div>\n\t\t\t<div class=\"block-related-post-metadata__categories\">\n\t\t\t\t<div class=\"category-link__wrapper\">\n\t\t\t<div class=\"category-link__item\">\n\t\t\t<a href=\"https:\/\/d66.nl\/velsen\/category\/d66\/\">\n\t\t\t\tD66\t\t\t<\/a>\n\t\t<\/div>\n\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--20 wrapper__spacing-bottom-desktop--10 wrapper__spacing-bottom-mobile--10  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--18 wrapper__width-desktop--22 wrapper__width-mobile--24 wrapper__offset-large--6 wrapper__offset-desktop--2 wrapper__offset-mobile--0\">\n\t\t<section class=\"block-post-content\">\n\t<div class=\"block-post-content__title\">\n\t\t<h3 class=\"heading  heading__color--black heading__size--medium heading__font--sans heading__weight--bold  block-post-content__heading\" id=\"nav-starterslening-in-velsen2223\" data-nav-heading-mobile=\"Starterslening in Velsen\">\n\tStarterslening in Velsen<\/h3>\t<\/div>\n\t<div class=\"block-post-content__content\">\n\t\t\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--30 wrapper__spacing-bottom-desktop--20  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--24 wrapper__width-mobile--24\">\n\t\t<p\n\t\tclass=\"paragraph paragraph__align--left paragraph__color--black paragraph__size--default   block-paragraph__paragraph\"\n\t\t\t>\n\t\tDe starterslening is een bewezen instrument dat starters helpt om eerder een woning te kunnen kopen. Uit onderzoek van het Kadaster blijkt dat kopers met een starterslening gemiddeld vier jaar eerder een huis kunnen aanschaffen en dat de regeling geen prijsopdrijvend effect heeft. Het is een gerichte maatregel die werkt voor een specifieke groep zonder de rest van de woningmarkt te verstoren.<br><br>Velsen biedt de starterslening sinds 2013 aan, maar jarenlang waren de voorwaarden te streng waardoor weinig inwoners er gebruik van maakten. In 2022 veranderde dat. De gemeenteraad paste de regels aan, waardoor starters die in Velsen wonen of hier al langere tijd werken tot 30.000 euro extra kunnen lenen. De eerste drie jaar betalen zij geen rente en geen aflossing. Die ruimte geeft jonge huishoudens precies het duwtje dat nodig is om een eerste koopwoning te bemachtigen. De regeling werd meteen populair en het beschikbare budget van 1 miljoen euro raakte snel op.\t<\/p>\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\t<\/div>\n\n\t<div class=\"block-post-content__sidebar\">\n\t\t\n\t\t\n\t\t\t<\/div>\n<\/section>\n\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--20 wrapper__spacing-bottom-desktop--10 wrapper__spacing-bottom-mobile--10  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--18 wrapper__width-desktop--22 wrapper__width-mobile--24 wrapper__offset-large--6 wrapper__offset-desktop--2 wrapper__offset-mobile--0\">\n\t\t<section class=\"block-post-content\">\n\t<div class=\"block-post-content__title\">\n\t\t<h3 class=\"heading  heading__color--black heading__size--medium heading__font--sans heading__weight--bold  block-post-content__heading\" id=\"nav-geen-financi--le-impact-op-de-gemeente3474\" data-nav-heading-mobile=\"Geen financi\u00eble impact op de gemeente\">\n\tGeen financi\u00eble impact op de gemeente<\/h3>\t<\/div>\n\t<div class=\"block-post-content__content\">\n\t\t\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--30 wrapper__spacing-bottom-desktop--20  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--24 wrapper__width-mobile--24\">\n\t\t<p\n\t\tclass=\"paragraph paragraph__align--left paragraph__color--black paragraph__size--default   block-paragraph__paragraph\"\n\t\t\t>\n\t\tToen duidelijk werd dat het fonds leeg was, deed D66Velsen-raadslid Mike Rijkers onderzoek naar de financi\u00eble risico\u2019s. Daaruit bleek dat de regeling minimale impact heeft op de gemeentelijke begroting. Huishoudens lossen in Nederland simpelweg hun hypotheek bijna altijd af en gemeenten lenen zelf tegen een zeer lage rente. Het fonds werkt bovendien revolverend, wat betekent dat vrijwel alle middelen op termijn terugvloeien. Het belangrijkste risico zit in de eerste drie rente en aflossingsvrije jaren. De gemeente moet daarvoor een reserve aanhouden. Rijkers ontdekte dat de berekening van deze reserve nog gebaseerd was op het rentepercentage uit 2013 van 4,5 procent, terwijl de rente bij latere verstrekking rond de 1,5 procent lag. De bestaande reserve bleek daardoor ruimschoots voldoende.\t<\/p>\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\t<\/div>\n\n\t<div class=\"block-post-content__sidebar\">\n\t\t\n\t\t\n\t\t\t<\/div>\n<\/section>\n\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--20 wrapper__spacing-bottom-desktop--10 wrapper__spacing-bottom-mobile--10  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--18 wrapper__width-desktop--22 wrapper__width-mobile--24 wrapper__offset-large--6 wrapper__offset-desktop--2 wrapper__offset-mobile--0\">\n\t\t<section class=\"block-post-content\">\n\t<div class=\"block-post-content__title\">\n\t\t<h3 class=\"heading  heading__color--black heading__size--medium heading__font--sans heading__weight--bold  block-post-content__heading\" id=\"nav-wel-eerlijkere-kansen-voor-starters-op-de-woningmarkt6244\" data-nav-heading-mobile=\"Wel eerlijkere kansen voor starters op de woningmarkt\">\n\tWel eerlijkere kansen voor starters op de woningmarkt<\/h3>\t<\/div>\n\t<div class=\"block-post-content__content\">\n\t\t\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--30 wrapper__spacing-bottom-desktop--20  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--24 wrapper__width-mobile--24\">\n\t\t<p\n\t\tclass=\"paragraph paragraph__align--left paragraph__color--black paragraph__size--default   block-paragraph__paragraph\"\n\t\t\t>\n\t\tMet deze nieuwe feiten schreef D66Velsen een <a href=\"https:\/\/velsen.notubiz.nl\/document\/15758078\/2\/Amendement+14+van+2025+D66V+-+Meer+kansen+voor+starters+op+de+woningmarkt?connection_type=17&amp;connection_id=12080503\">amendement<\/a> om de starterslening te heropenen en het fonds met 1 miljoen euro aan te vullen. De raad stemde daarmee in. Hiermee kunnen opnieuw zo&#8217;n dertig tot vijfendertig starters geholpen worden.<br><br>De woningmarkt blijft voor veel jonge inwoners een uitdaging. Daarom zet D66Velsen in op het bouwen van nieuwe woningen en het slimmer benutten van de bestaande woningen. De heropening van de starterslening is een belangrijke stap om de kansen voor starters in Velsen net iets eerlijker te maken.<br><br>&#8211; IJmuider Courant: <a href=\"https:\/\/www.ijmuidercourant.nl\/regio\/ijmond\/eerste-huis-kopen-wordt-makkelijker-in-velsen.-gemeente-zet-maandag-het-loket-voor-startersleningen-open\/107551674.html\">Eerste huis kopen wordt makkelijker in Velsen.<\/a>\u00a0<br>&#8211; IJmuiden Courant: <a href=\"https:\/\/www.ijmuidercourant.nl\/regio\/ijmond\/starterslening-in-velsen-keert-terug-de-pot-wordt-aangevuld-met-een-miljoen-euro\/75694013.html\">Starterslening in Velsen keert terug, de pot wordt aangevuld met \u00e9\u00e9n miljoen euro<\/a><br>&#8211; Amendement 14 van 2025: <a href=\"https:\/\/velsen.notubiz.nl\/document\/15758078\/2\/Amendement+14+van+2025+D66V+-+Meer+kansen+voor+starters+op+de+woningmarkt?connection_type=17&amp;connection_id=12080503\">Meer kansen voor starters op de woningmarkt<\/a>\t<\/p>\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\t<\/div>\n\n\t<div class=\"block-post-content__sidebar\">\n\t\t\n\t\t\n\t\t\t<\/div>\n<\/section>\n\t  <\/div>\n\t<\/div>\n  <\/div>\n\n\n<div\n  id=\"\"\n  class=\"wrapper  wrapper__spacing-bottom-large--20  wrapper__gutter--none\"\n  >\n  \t<div class=\"wrapper__container wrapper__container-width-large--default\">\n\t  <div class=\"wrapper__inner wrapper__width-large--24 wrapper__width-mobile--24\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"608\" src=\"https:\/\/d66.nl\/velsen\/wp-content\/uploads\/sites\/59\/2021\/10\/Schermafbeelding-2022-12-26-om-11.56.56-1024x608.png\" class=\"image block-image__img\" alt=\"\" srcset=\"https:\/\/d66.nl\/velsen\/wp-content\/uploads\/sites\/59\/2021\/10\/Schermafbeelding-2022-12-26-om-11.56.56-1024x608.png 1024w, https:\/\/d66.nl\/velsen\/wp-content\/uploads\/sites\/59\/2021\/10\/Schermafbeelding-2022-12-26-om-11.56.56-300x178.png 300w, https:\/\/d66.nl\/velsen\/wp-content\/uploads\/sites\/59\/2021\/10\/Schermafbeelding-2022-12-26-om-11.56.56-768x456.png 768w, https:\/\/d66.nl\/velsen\/wp-content\/uploads\/sites\/59\/2021\/10\/Schermafbeelding-2022-12-26-om-11.56.56-1536x912.png 1536w, https:\/\/d66.nl\/velsen\/wp-content\/uploads\/sites\/59\/2021\/10\/Schermafbeelding-2022-12-26-om-11.56.56-2048x1217.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t\t<div class=\"image__caption-wrapper block-image__caption-wrapper\">\n\t\t\t<div class=\"image__caption block-image__caption\">\n\t\t\t\t<p class=\"paragraph paragraph__align--left paragraph__color--black paragraph__size--small paragraph__weight--medium\">\n\t\tBeeld: D66Velsen\t<\/p>\t\t\t<\/div>\n\t\t<\/div>\t  <\/div>\n\t<\/div>\n  <\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1075,"featured_media":513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"labels":[],"search-tags":[],"class_list":["post-1382","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-d66"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>D66 Velsen &#8212; 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